Call reports 2012
IBERVILLE BANK — 2012
What IBERVILLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,055,000 | 225,080,000 | 220,870,000 | 234,409,000 |
| Total loans | 118,645,000 | 118,541,000 | 116,755,000 | 115,996,000 |
| Allowance for loan losses | 2,245,000 | 2,251,000 | 1,516,000 | 1,709,000 |
| Securities available for sale | 59,338,000 | 65,880,000 | 64,506,000 | 64,971,000 |
| Securities held to maturity | 3,136,000 | 3,129,000 | 3,121,000 | 3,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,374,000 | 197,009,000 | 192,725,000 | 207,344,000 |
| Interest-bearing deposits | 137,979,000 | 135,776,000 | 132,188,000 | 142,637,000 |
| Noninterest-bearing deposits | 62,395,000 | 61,233,000 | 60,537,000 | 64,707,000 |
| Equity capital | 21,477,000 | 22,083,000 | 22,249,000 | 21,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,180,000 | 6,258,000 | 8,296,000 |
| Interest expense | 195,000 | 390,000 | 571,000 | 740,000 |
| Net interest income | 1,900,000 | 3,790,000 | 5,687,000 | 7,556,000 |
| Noninterest income | 488,000 | 953,000 | 1,445,000 | 1,830,000 |
| Noninterest expense | 2,245,000 | 4,498,000 | 6,754,000 | 8,980,000 |
| Provision for loan losses | 69,000 | 99,000 | 280,000 | 512,000 |
| Pretax income | 74,000 | 146,000 | 98,000 | 250,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 74,000 | 148,000 | 100,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,300,000 | 20,374,000 | 20,326,000 | 20,478,000 |
| Total capital | 22,113,000 | 22,173,000 | 21,950,000 | 22,306,000 |
| Risk-weighted assets | 136,857,000 | 135,488,000 | 134,853,000 | 140,312,000 |