Call reports 2011
IBERVILLE BANK — 2011
What IBERVILLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 223,572,000 | 220,040,000 | 218,574,000 | 220,493,000 |
| Total loans | 132,510,000 | 129,224,000 | 126,678,000 | 120,933,000 |
| Allowance for loan losses | 2,596,000 | 1,816,000 | 1,882,000 | 2,229,000 |
| Securities available for sale | 32,412,000 | 31,212,000 | 32,540,000 | 40,105,000 |
| Securities held to maturity | 8,000 | 4,153,000 | 4,143,000 | 4,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,478,000 | 191,341,000 | 189,771,000 | 192,559,000 |
| Interest-bearing deposits | 140,508,000 | 135,409,000 | 133,986,000 | 134,293,000 |
| Noninterest-bearing deposits | 54,970,000 | 55,932,000 | 55,786,000 | 58,266,000 |
| Equity capital | 20,968,000 | 21,620,000 | 22,002,000 | 21,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,081,000 | 6,278,000 | 8,295,000 |
| Interest expense | 299,000 | 558,000 | 794,000 | 1,020,000 |
| Net interest income | 1,727,000 | 3,523,000 | 5,484,000 | 7,275,000 |
| Noninterest income | 477,000 | 1,036,000 | 1,598,000 | 2,232,000 |
| Noninterest expense | 2,440,000 | 4,700,000 | 6,949,000 | 9,184,000 |
| Provision for loan losses | 90,000 | 100,000 | 236,000 | 712,000 |
| Pretax income | -326,000 | -241,000 | -103,000 | -387,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | -326,000 | -239,000 | -101,000 | -385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,285,000 | 20,372,000 | 20,510,000 | 20,226,000 |
| Total capital | 22,203,000 | 22,247,000 | 22,356,000 | 22,027,000 |
| Risk-weighted assets | 148,074,000 | 145,009,000 | 141,786,000 | 136,995,000 |