Call reports 2010
IBERVILLE BANK — 2010
What IBERVILLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,795,000 | 239,701,000 | 227,616,000 | 226,534,000 |
| Total loans | 147,845,000 | 139,784,000 | 136,803,000 | 133,047,000 |
| Allowance for loan losses | 1,143,000 | 978,000 | 2,008,000 | 2,614,000 |
| Securities available for sale | 11,511,000 | 12,665,000 | 14,527,000 | 18,606,000 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,167,000 | 208,378,000 | 197,424,000 | 198,108,000 |
| Interest-bearing deposits | 151,403,000 | 154,873,000 | 147,330,000 | 142,864,000 |
| Noninterest-bearing deposits | 53,764,000 | 53,505,000 | 50,094,000 | 55,244,000 |
| Equity capital | 23,721,000 | 23,534,000 | 22,523,000 | 21,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,732,000 | 6,987,000 | 9,062,000 |
| Interest expense | 440,000 | 884,000 | 1,315,000 | 1,672,000 |
| Net interest income | 1,950,000 | 3,848,000 | 5,672,000 | 7,390,000 |
| Noninterest income | 470,000 | 1,050,000 | 1,594,000 | 2,184,000 |
| Noninterest expense | 2,267,000 | 4,410,000 | 6,669,000 | 9,056,000 |
| Provision for loan losses | 90,000 | 609,000 | 1,722,000 | 2,622,000 |
| Pretax income | 63,000 | -121,000 | -1,105,000 | -2,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | -121,000 | -1,105,000 | -2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,782,000 | 22,598,000 | 21,614,000 | 20,611,000 |
| Total capital | 24,007,000 | 23,647,000 | 23,564,000 | 22,524,000 |
| Risk-weighted assets | 159,546,000 | 155,308,000 | 151,734,000 | 148,512,000 |