Call reports 2008
IBERVILLE BANK — 2008
What IBERVILLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 234,260,000 | 232,558,000 | 238,683,000 | 250,782,000 |
| Total loans | 166,297,000 | 170,063,000 | 170,543,000 | 163,994,000 |
| Allowance for loan losses | 1,290,000 | 1,301,000 | 1,307,000 | 1,987,000 |
| Securities available for sale | 21,068,000 | 16,520,000 | 18,752,000 | 17,721,000 |
| Securities held to maturity | 15,000 | 15,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,007,000 | 202,698,000 | 208,401,000 | 218,191,000 |
| Interest-bearing deposits | 146,612,000 | 144,067,000 | 150,365,000 | 155,881,000 |
| Noninterest-bearing deposits | 58,395,000 | 58,631,000 | 58,036,000 | 62,310,000 |
| Equity capital | 19,194,000 | 19,912,000 | 20,206,000 | 23,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,846,000 | 7,578,000 | 11,067,000 | 14,201,000 |
| Interest expense | 1,091,000 | 2,048,000 | 2,982,000 | 3,750,000 |
| Net interest income | 2,755,000 | 5,530,000 | 8,085,000 | 10,451,000 |
| Noninterest income | 540,000 | 1,097,000 | 1,665,000 | 2,274,000 |
| Noninterest expense | 2,254,000 | 4,615,000 | 6,963,000 | 8,984,000 |
| Provision for loan losses | 130,000 | 179,000 | 332,000 | 1,219,000 |
| Pretax income | 924,000 | 1,901,000 | 2,565,000 | 2,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 924,000 | 1,901,000 | 2,565,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,166,000 | 18,892,000 | 19,304,000 | 22,109,000 |
| Total capital | 19,469,000 | 20,271,000 | 20,675,000 | 24,143,000 |
| Risk-weighted assets | 173,345,000 | 174,003,000 | 175,762,000 | 173,487,000 |