Call reports 2007
IBERVILLE BANK — 2007
What IBERVILLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 217,346,000 | 221,707,000 | 225,834,000 | 228,717,000 |
| Total loans | 155,101,000 | 163,971,000 | 163,518,000 | 164,390,000 |
| Allowance for loan losses | 895,000 | 912,000 | 942,000 | 1,019,000 |
| Securities available for sale | 41,923,000 | 37,682,000 | 34,876,000 | 28,984,000 |
| Securities held to maturity | 17,000 | 17,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,822,000 | 189,176,000 | 194,879,000 | 202,381,000 |
| Interest-bearing deposits | 128,024,000 | 132,852,000 | 139,922,000 | 147,290,000 |
| Noninterest-bearing deposits | 56,799,000 | 56,324,000 | 54,958,000 | 55,091,000 |
| Equity capital | 17,975,000 | 18,748,000 | 19,764,000 | 19,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,725,000 | 7,786,000 | 11,890,000 | 15,983,000 |
| Interest expense | 1,031,000 | 2,179,000 | 3,410,000 | 4,601,000 |
| Net interest income | 2,694,000 | 5,607,000 | 8,480,000 | 11,382,000 |
| Noninterest income | 574,000 | 1,153,000 | 1,714,000 | 2,350,000 |
| Noninterest expense | 2,197,000 | 4,610,000 | 6,992,000 | 9,453,000 |
| Provision for loan losses | 59,000 | 82,000 | 137,000 | 136,000 |
| Pretax income | 1,012,000 | 2,068,000 | 3,065,000 | 4,143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,012,000 | 2,068,000 | 3,065,000 | 4,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,441,000 | 18,251,000 | 19,000,000 | 18,493,000 |
| Total capital | 18,351,000 | 19,179,000 | 19,957,000 | 19,528,000 |
| Risk-weighted assets | 162,826,000 | 174,285,000 | 174,596,000 | 172,791,000 |