Call reports 2006
IBERVILLE BANK — 2006
What IBERVILLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 194,747,000 | 196,242,000 | 200,760,000 | 213,850,000 |
| Total loans | 126,994,000 | 132,262,000 | 141,498,000 | 151,126,000 |
| Allowance for loan losses | 789,000 | 846,000 | 869,000 | 832,000 |
| Securities available for sale | 45,438,000 | 44,059,000 | 41,226,000 | 38,978,000 |
| Securities held to maturity | 27,000 | 26,000 | 24,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,297,000 | 161,698,000 | 162,402,000 | 179,720,000 |
| Interest-bearing deposits | 107,813,000 | 107,212,000 | 110,699,000 | 119,368,000 |
| Noninterest-bearing deposits | 55,484,000 | 54,486,000 | 51,703,000 | 60,352,000 |
| Equity capital | 18,999,000 | 19,566,000 | 20,708,000 | 17,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,208,000 | 9,710,000 | 13,402,000 |
| Interest expense | 658,000 | 1,368,000 | 2,198,000 | 3,109,000 |
| Net interest income | 2,382,000 | 4,840,000 | 7,512,000 | 10,293,000 |
| Noninterest income | 515,000 | 1,037,000 | 1,584,000 | 2,209,000 |
| Noninterest expense | 2,042,000 | 4,104,000 | 6,182,000 | 8,618,000 |
| Provision for loan losses | 22,000 | 87,000 | 219,000 | 436,000 |
| Pretax income | 833,000 | 1,686,000 | 2,695,000 | 3,448,000 |
| Income tax | 0 | 0 | 0 | -70,000 |
| Net income | 833,000 | 1,686,000 | 2,695,000 | 3,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,909,000 | 19,562,000 | 20,372,000 | 16,634,000 |
| Total capital | 19,711,000 | 20,420,000 | 21,253,000 | 17,480,000 |
| Risk-weighted assets | 133,596,000 | 138,697,000 | 147,380,000 | 157,568,000 |