Call reports 2005
IBERVILLE BANK — 2005
What IBERVILLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 188,188,000 | 183,361,000 | 202,585,000 | 196,081,000 |
| Total loans | 127,670,000 | 121,248,000 | 121,193,000 | 117,004,000 |
| Allowance for loan losses | 709,000 | 762,000 | 763,000 | 761,000 |
| Securities available for sale | 35,532,000 | 35,219,000 | 38,778,000 | 38,421,000 |
| Securities held to maturity | 35,000 | 33,000 | 30,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,611,000 | 148,693,000 | 169,646,000 | 165,513,000 |
| Interest-bearing deposits | 109,583,000 | 109,494,000 | 120,532,000 | 111,060,000 |
| Noninterest-bearing deposits | 40,028,000 | 39,199,000 | 49,114,000 | 54,453,000 |
| Equity capital | 19,819,000 | 20,093,000 | 20,253,000 | 18,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,565,000 | 5,140,000 | 7,770,000 | 10,559,000 |
| Interest expense | 570,000 | 1,200,000 | 1,863,000 | 2,488,000 |
| Net interest income | 1,995,000 | 3,940,000 | 5,907,000 | 8,071,000 |
| Noninterest income | 683,000 | 1,278,000 | 1,942,000 | 1,986,000 |
| Noninterest expense | 2,181,000 | 4,438,000 | 6,675,000 | 8,350,000 |
| Provision for loan losses | 39,000 | 100,000 | 101,000 | 104,000 |
| Pretax income | 458,000 | 680,000 | 1,073,000 | 1,603,000 |
| Income tax | 165,000 | 245,000 | 407,000 | 510,000 |
| Net income | 293,000 | 435,000 | 666,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,460,000 | 19,603,000 | 19,834,000 | 18,277,000 |
| Total capital | 20,178,000 | 20,375,000 | 20,607,000 | 19,050,000 |
| Risk-weighted assets | 130,599,000 | 125,010,000 | 129,000,000 | 125,107,000 |