Call reports 2004
IBERVILLE BANK — 2004
What IBERVILLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 185,961,000 | 185,899,000 | 189,147,000 | 190,772,000 |
| Total loans | 134,222,000 | 131,805,000 | 135,796,000 | 127,733,000 |
| Allowance for loan losses | 898,000 | 853,000 | 763,000 | 756,000 |
| Securities available for sale | 35,026,000 | 34,915,000 | 34,792,000 | 36,379,000 |
| Securities held to maturity | 47,000 | 46,000 | 39,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,917,000 | 142,896,000 | 141,557,000 | 147,939,000 |
| Interest-bearing deposits | 105,588,000 | 106,553,000 | 104,705,000 | 109,854,000 |
| Noninterest-bearing deposits | 37,329,000 | 36,343,000 | 36,852,000 | 38,085,000 |
| Equity capital | 20,320,000 | 20,393,000 | 20,809,000 | 19,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,275,000 | 7,977,000 | 10,544,000 |
| Interest expense | 537,000 | 1,076,000 | 1,661,000 | 2,248,000 |
| Net interest income | 2,132,000 | 4,199,000 | 6,316,000 | 8,296,000 |
| Noninterest income | 838,000 | 1,520,000 | 2,247,000 | 2,896,000 |
| Noninterest expense | 2,118,000 | 4,276,000 | 6,425,000 | 8,718,000 |
| Provision for loan losses | 0 | 51,000 | 117,000 | 188,000 |
| Pretax income | 852,000 | 1,392,000 | 2,021,000 | 2,286,000 |
| Income tax | 307,000 | 501,000 | 728,000 | 832,000 |
| Net income | 545,000 | 891,000 | 1,293,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,345,000 | 19,690,000 | 20,093,000 | 19,168,000 |
| Total capital | 20,250,000 | 20,551,000 | 20,864,000 | 19,933,000 |
| Risk-weighted assets | 134,924,000 | 133,354,000 | 136,835,000 | 131,644,000 |