Call reports 2003
IBERVILLE BANK — 2003
What IBERVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 185,026,000 | 186,165,000 | 181,081,000 | 186,057,000 |
| Total loans | 110,182,000 | 115,666,000 | 125,724,000 | 129,673,000 |
| Allowance for loan losses | 754,000 | 835,000 | 943,000 | 920,000 |
| Securities available for sale | 43,954,000 | 38,936,000 | 37,671,000 | 35,688,000 |
| Securities held to maturity | 52,000 | 52,000 | 49,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,902,000 | 143,862,000 | 135,912,000 | 142,663,000 |
| Interest-bearing deposits | 108,931,000 | 108,866,000 | 102,637,000 | 105,838,000 |
| Noninterest-bearing deposits | 33,971,000 | 34,996,000 | 33,275,000 | 36,825,000 |
| Equity capital | 23,544,000 | 23,655,000 | 23,839,000 | 22,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,734,000 | 5,493,000 | 8,321,000 | 11,043,000 |
| Interest expense | 611,000 | 1,209,000 | 1,786,000 | 2,323,000 |
| Net interest income | 2,123,000 | 4,284,000 | 6,535,000 | 8,720,000 |
| Noninterest income | 708,000 | 1,352,000 | 2,035,000 | 2,666,000 |
| Noninterest expense | 2,069,000 | 4,137,000 | 6,234,000 | 8,557,000 |
| Provision for loan losses | 36,000 | 318,000 | 426,000 | 522,000 |
| Pretax income | 725,000 | 1,181,000 | 1,910,000 | 2,477,000 |
| Income tax | 254,000 | 501,000 | 756,000 | 867,000 |
| Net income | 471,000 | 680,000 | 1,154,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,877,000 | 22,085,000 | 22,560,000 | 21,936,000 |
| Total capital | 22,631,000 | 22,920,000 | 23,503,000 | 22,863,000 |
| Risk-weighted assets | 115,874,000 | 120,095,000 | 126,558,000 | 131,428,000 |