Call reports 2002
IBERVILLE BANK — 2002
What IBERVILLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,041,000 | 170,653,000 | 171,727,000 | 180,392,000 |
| Total loans | 95,770,000 | 96,052,000 | 96,981,000 | 100,309,000 |
| Allowance for loan losses | 684,000 | 614,000 | 648,000 | 751,000 |
| Securities available for sale | 48,358,000 | 51,848,000 | 50,616,000 | 48,194,000 |
| Securities held to maturity | 150,000 | 138,000 | 137,000 | 133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,925,000 | 129,832,000 | 130,285,000 | 138,435,000 |
| Interest-bearing deposits | 103,001,000 | 99,391,000 | 99,777,000 | 103,002,000 |
| Noninterest-bearing deposits | 31,924,000 | 30,441,000 | 30,508,000 | 35,433,000 |
| Equity capital | 22,607,000 | 23,467,000 | 24,063,000 | 23,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,824,000 | 5,655,000 | 8,399,000 | 11,106,000 |
| Interest expense | 765,000 | 1,421,000 | 2,071,000 | 2,703,000 |
| Net interest income | 2,059,000 | 4,234,000 | 6,328,000 | 8,403,000 |
| Noninterest income | 640,000 | 1,264,000 | 1,939,000 | 2,694,000 |
| Noninterest expense | 1,948,000 | 3,929,000 | 6,019,000 | 8,058,000 |
| Provision for loan losses | 17,000 | 76,000 | 192,000 | 446,000 |
| Pretax income | 734,000 | 1,493,000 | 2,056,000 | 2,593,000 |
| Income tax | 230,000 | 478,000 | 701,000 | 892,000 |
| Net income | 504,000 | 1,015,000 | 1,355,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,304,000 | 21,837,000 | 22,198,000 | 21,401,000 |
| Total capital | 21,988,000 | 22,451,000 | 22,846,000 | 22,152,000 |
| Risk-weighted assets | 103,284,000 | 103,404,000 | 104,606,000 | 108,297,000 |