Call reports 2001
IBERVILLE BANK — 2001
What IBERVILLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 182,188,000 | 176,431,000 | 174,370,000 | 180,346,000 |
| Total loans | 108,114,000 | 104,923,000 | 99,812,000 | 97,036,000 |
| Allowance for loan losses | 709,000 | 844,000 | 799,000 | 785,000 |
| Securities available for sale | 43,556,000 | 52,209,000 | 51,984,000 | 48,580,000 |
| Securities held to maturity | 220,000 | 201,000 | 200,000 | 187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,652,000 | 135,859,000 | 132,703,000 | 140,152,000 |
| Interest-bearing deposits | 112,014,000 | 108,431,000 | 104,187,000 | 106,826,000 |
| Noninterest-bearing deposits | 29,638,000 | 27,428,000 | 28,516,000 | 33,326,000 |
| Equity capital | 22,038,000 | 22,458,000 | 23,270,000 | 22,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,366,000 | 6,756,000 | 9,979,000 | 13,021,000 |
| Interest expense | 1,398,000 | 2,734,000 | 3,877,000 | 4,818,000 |
| Net interest income | 1,968,000 | 4,022,000 | 6,102,000 | 8,203,000 |
| Noninterest income | 512,000 | 1,022,000 | 1,556,000 | 2,249,000 |
| Noninterest expense | 1,806,000 | 3,699,000 | 5,619,000 | 7,698,000 |
| Provision for loan losses | 86,000 | 190,000 | 233,000 | 233,000 |
| Pretax income | 588,000 | 1,155,000 | 1,806,000 | 2,521,000 |
| Income tax | 204,000 | 402,000 | 629,000 | 879,000 |
| Net income | 384,000 | 753,000 | 1,177,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,533,000 | 20,924,000 | 21,369,000 | 20,776,000 |
| Total capital | 21,242,000 | 21,768,000 | 22,168,000 | 21,561,000 |
| Risk-weighted assets | 109,591,000 | 106,089,000 | 103,273,000 | 103,414,000 |