Call reports 2004
TRANSATLANTIC BANK — 2004
What TRANSATLANTIC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 429,532,000 | 449,709,000 | 457,929,000 | 454,966,000 |
| Total loans | 303,973,000 | 311,576,000 | 323,268,000 | 330,862,000 |
| Allowance for loan losses | 4,661,000 | 4,885,000 | 4,984,000 | 4,931,000 |
| Securities available for sale | 33,196,000 | 40,943,000 | 45,043,000 | 49,692,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,403,000 | 401,372,000 | 406,432,000 | 406,129,000 |
| Interest-bearing deposits | 344,450,000 | 299,793,000 | 302,474,000 | 297,601,000 |
| Noninterest-bearing deposits | 38,953,000 | 101,579,000 | 103,958,000 | 108,528,000 |
| Equity capital | 32,105,000 | 32,903,000 | 34,900,000 | 36,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,427,000 | 11,089,000 | 17,072,000 | 23,505,000 |
| Interest expense | 1,347,000 | 2,740,000 | 4,233,000 | 5,898,000 |
| Net interest income | 4,080,000 | 8,349,000 | 12,839,000 | 17,607,000 |
| Noninterest income | 1,251,000 | 2,588,000 | 3,960,000 | 5,415,000 |
| Noninterest expense | 3,022,000 | 6,192,000 | 9,369,000 | 13,137,000 |
| Provision for loan losses | 175,000 | 425,000 | 650,000 | 675,000 |
| Pretax income | 2,134,000 | 4,320,000 | 6,780,000 | 9,210,000 |
| Income tax | 782,000 | 1,582,000 | 2,485,000 | 3,375,000 |
| Net income | 1,352,000 | 2,738,000 | 4,295,000 | 5,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,512,000 | 32,898,000 | 34,455,000 | 36,001,000 |
| Total capital | 35,942,000 | 37,488,000 | 38,963,000 | 40,660,000 |
| Risk-weighted assets | 354,137,000 | 366,896,000 | 359,889,000 | 372,488,000 |