Call reports 2005
RANTOUL FIRST BANK, S.B. — 2005
What RANTOUL FIRST BANK, S.B. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 30,752,000 | 29,504,000 | 29,526,000 |
| Total loans | 15,552,000 | 14,586,000 | 14,450,000 |
| Allowance for loan losses | 229,000 | 239,000 | 242,000 |
| Securities available for sale | 10,787,000 | 10,498,000 | 9,622,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,872,000 | 25,922,000 | 26,721,000 |
| Interest-bearing deposits | 26,474,000 | 25,543,000 | 26,209,000 |
| Noninterest-bearing deposits | 398,000 | 379,000 | 512,000 |
| Equity capital | 2,202,000 | 2,479,000 | 1,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 388,000 | 767,000 | 1,121,000 |
| Interest expense | 172,000 | 345,000 | 523,000 |
| Net interest income | 216,000 | 422,000 | 598,000 |
| Noninterest income | 26,000 | 380,000 | 409,000 |
| Noninterest expense | 314,000 | 676,000 | 1,358,000 |
| Provision for loan losses | 2,000 | 4,000 | 275,000 |
| Pretax income | -74,000 | 122,000 | -626,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -74,000 | 122,000 | -626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 2,375,000 | 2,578,000 | 1,839,000 |
| Total capital | 2,557,000 | 2,747,000 | 2,003,000 |
| Risk-weighted assets | 14,516,000 | 13,476,000 | 13,028,000 |