Call reports 2004
RANTOUL FIRST BANK, S.B. — 2004
What RANTOUL FIRST BANK, S.B. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,000,000 | 31,723,000 | 32,168,000 | 30,926,000 |
| Total loans | 14,855,000 | 14,986,000 | 15,745,000 | 15,673,000 |
| Allowance for loan losses | 293,000 | 285,000 | 293,000 | 220,000 |
| Securities available for sale | 12,541,000 | 12,400,000 | 11,764,000 | 11,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,819,000 | 27,529,000 | 27,470,000 | 27,022,000 |
| Interest-bearing deposits | 27,622,000 | 26,785,000 | 26,993,000 | 26,580,000 |
| Noninterest-bearing deposits | 197,000 | 744,000 | 477,000 | 442,000 |
| Equity capital | 2,408,000 | 2,134,000 | 2,252,000 | 2,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 807,000 | 1,211,000 | 1,633,000 |
| Interest expense | 181,000 | 360,000 | 538,000 | 714,000 |
| Net interest income | 234,000 | 447,000 | 673,000 | 919,000 |
| Noninterest income | 20,000 | 42,000 | 75,000 | 103,000 |
| Noninterest expense | 318,000 | 642,000 | 915,000 | 1,166,000 |
| Provision for loan losses | 0 | 0 | 0 | -70,000 |
| Pretax income | -64,000 | -188,000 | -202,000 | -109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -64,000 | -188,000 | -202,000 | -109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,468,000 | 2,350,000 | 2,342,000 | 2,443,000 |
| Total capital | 2,641,000 | 2,528,000 | 2,529,000 | 2,626,000 |
| Risk-weighted assets | 13,701,000 | 14,124,000 | 14,865,000 | 14,607,000 |