Call reports 2002
RANTOUL FIRST BANK, S.B. — 2002
What RANTOUL FIRST BANK, S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,702,000 | 31,657,000 | 30,563,000 | 30,618,000 |
| Total loans | 17,220,000 | 16,600,000 | 16,365,000 | 17,645,000 |
| Allowance for loan losses | 615,000 | 510,000 | 516,000 | 424,000 |
| Securities available for sale | 605,000 | 10,251,000 | 9,327,000 | 7,740,000 |
| Securities held to maturity | 8,854,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,615,000 | 29,256,000 | 28,224,000 | 28,481,000 |
| Interest-bearing deposits | 29,321,000 | 28,792,000 | 27,676,000 | 27,858,000 |
| Noninterest-bearing deposits | 294,000 | 464,000 | 548,000 | 623,000 |
| Equity capital | 2,250,000 | 2,124,000 | 1,967,000 | 1,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,025,000 | 1,500,000 | 1,987,000 |
| Interest expense | 335,000 | 707,000 | 979,000 | 1,234,000 |
| Net interest income | 235,000 | 318,000 | 521,000 | 753,000 |
| Noninterest income | 17,000 | 55,000 | 152,000 | 183,000 |
| Noninterest expense | 289,000 | 574,000 | 946,000 | 1,264,000 |
| Provision for loan losses | 65,000 | 85,000 | 104,000 | 118,000 |
| Pretax income | -102,000 | -286,000 | -377,000 | -446,000 |
| Income tax | 0 | 0 | 0 | 110,000 |
| Net income | -102,000 | -286,000 | -377,000 | -556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,652,000 | 1,640,000 | 1,531,000 | 1,476,000 |
| Total capital | 1,937,000 | 1,851,000 | 1,707,000 | 1,676,000 |
| Risk-weighted assets | 22,446,000 | 16,514,000 | 13,806,000 | 15,744,000 |