Call reports 2001
RANTOUL FIRST BANK, S.B. — 2001
What RANTOUL FIRST BANK, S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,895,000 | 35,236,000 | 35,482,000 | 35,277,000 |
| Total loans | 25,841,000 | 23,603,000 | 21,414,000 | 19,012,000 |
| Allowance for loan losses | 664,000 | 601,000 | 568,000 | 579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,281,000 | 4,193,000 | 5,869,000 | 9,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,306,000 | 29,733,000 | 29,964,000 | 29,620,000 |
| Interest-bearing deposits | 29,890,000 | 29,423,000 | 29,557,000 | 29,160,000 |
| Noninterest-bearing deposits | 416,000 | 310,000 | 407,000 | 460,000 |
| Equity capital | 2,559,000 | 2,533,000 | 2,661,000 | 2,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,361,000 | 1,999,000 | 2,566,000 |
| Interest expense | 430,000 | 845,000 | 1,243,000 | 1,618,000 |
| Net interest income | 263,000 | 516,000 | 756,000 | 948,000 |
| Noninterest income | 19,000 | 57,000 | 99,000 | 127,000 |
| Noninterest expense | 267,000 | 580,000 | 902,000 | 1,340,000 |
| Provision for loan losses | 9,000 | 14,000 | 27,000 | 125,000 |
| Pretax income | 6,000 | -21,000 | -74,000 | -390,000 |
| Income tax | 0 | 0 | 0 | -18,000 |
| Net income | 6,000 | -21,000 | -74,000 | -372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,486,000 | 2,408,000 | 2,211,000 | 1,909,000 |
| Total capital | 2,757,000 | 2,718,000 | 2,520,000 | 2,161,000 |
| Risk-weighted assets | 21,300,000 | 24,731,000 | 24,438,000 | 20,631,000 |