Call reports 2018
EDGEWATER BANK — 2018
What EDGEWATER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 154,699,000 | 154,397,000 | 168,900,000 | 169,981,000 |
| Total loans | 120,667,000 | 123,137,000 | 125,089,000 | 128,344,000 |
| Allowance for loan losses | 1,296,000 | 1,305,000 | 1,332,000 | 1,402,000 |
| Securities available for sale | 16,156,000 | 15,854,000 | 15,553,000 | 13,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,260,000 | 129,483,000 | 143,726,000 | 144,667,000 |
| Interest-bearing deposits | 118,726,000 | 109,270,000 | 120,783,000 | 121,522,000 |
| Noninterest-bearing deposits | 19,534,000 | 20,213,000 | 22,943,000 | 23,145,000 |
| Equity capital | 13,905,000 | 16,037,000 | 16,278,000 | 16,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,077,000 | 4,713,000 | 6,475,000 |
| Interest expense | 177,000 | 358,000 | 578,000 | 911,000 |
| Net interest income | 1,332,000 | 2,719,000 | 4,135,000 | 5,564,000 |
| Noninterest income | 187,000 | 410,000 | 630,000 | 822,000 |
| Noninterest expense | 1,211,000 | 3,651,000 | 4,922,000 | 6,112,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 150,000 |
| Pretax income | 288,000 | -572,000 | -237,000 | 123,000 |
| Income tax | 3,000 | -1,490,000 | -1,419,000 | -1,341,000 |
| Net income | 285,000 | 918,000 | 1,182,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,068,000 | 14,831,000 | 15,095,000 | 15,377,000 |
| Total capital | 15,355,000 | 16,136,000 | 16,427,000 | 16,779,000 |
| Risk-weighted assets | 102,924,000 | 105,332,000 | 111,448,000 | 112,940,000 |