Call reports 2017
EDGEWATER BANK — 2017
What EDGEWATER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,426,000 | 147,036,000 | 157,656,000 | 156,428,000 |
| Total loans | 119,817,000 | 123,356,000 | 124,614,000 | 120,225,000 |
| Allowance for loan losses | 1,242,000 | 1,252,000 | 1,266,000 | 1,276,000 |
| Securities available for sale | 12,384,000 | 11,774,000 | 9,399,000 | 11,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,926,000 | 124,276,000 | 134,611,000 | 138,261,000 |
| Interest-bearing deposits | 112,970,000 | 105,189,000 | 115,875,000 | 117,396,000 |
| Noninterest-bearing deposits | 16,956,000 | 19,087,000 | 18,736,000 | 20,865,000 |
| Equity capital | 13,145,000 | 13,308,000 | 13,530,000 | 13,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,646,000 | 4,071,000 | 5,552,000 |
| Interest expense | 172,000 | 335,000 | 503,000 | 682,000 |
| Net interest income | 1,120,000 | 2,311,000 | 3,568,000 | 4,870,000 |
| Noninterest income | 212,000 | 410,000 | 654,000 | 863,000 |
| Noninterest expense | 1,208,000 | 2,447,000 | 3,698,000 | 4,949,000 |
| Provision for loan losses | 10,000 | 20,000 | 40,000 | 60,000 |
| Pretax income | 114,000 | 254,000 | 484,000 | 724,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 20,000 |
| Net income | 108,000 | 242,000 | 467,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,187,000 | 13,321,000 | 13,546,000 | 13,783,000 |
| Total capital | 14,416,000 | 14,573,000 | 14,810,000 | 14,997,000 |
| Risk-weighted assets | 98,315,000 | 100,556,000 | 101,090,000 | 97,064,000 |