Call reports 2026
NEW CENTURY BANK — 2026
What NEW CENTURY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 86,795,000 | 88,943,000 |
| Total loans | 78,818,000 | 78,505,000 |
| Allowance for loan losses | 934,000 | 1,069,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 73,534,000 | 71,556,000 |
| Interest-bearing deposits | 65,015,000 | 64,728,000 |
| Noninterest-bearing deposits | 8,519,000 | 6,828,000 |
| Equity capital | 11,207,000 | 11,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,872,000 | 3,867,000 |
| Interest expense | 584,000 | 1,176,000 |
| Net interest income | 1,288,000 | 2,691,000 |
| Noninterest income | 136,000 | 286,000 |
| Noninterest expense | 839,000 | 1,753,000 |
| Provision for loan losses | 175,000 | 250,000 |
| Pretax income | 410,000 | 974,000 |
| Income tax | -17,000 | 18,000 |
| Net income | 427,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,207,000 | 11,433,000 |
| Total capital | 12,157,000 | 12,395,000 |
| Risk-weighted assets | 75,958,000 | 76,780,000 |