Call reports 2012
NEW CENTURY BANK — 2012
What NEW CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,823,000 | 21,841,000 | 22,687,000 | 22,196,000 |
| Total loans | 16,775,000 | 17,821,000 | 19,490,000 | 19,260,000 |
| Allowance for loan losses | 314,000 | 333,000 | 338,000 | 318,000 |
| Securities available for sale | 0 | 301,000 | 400,000 | 402,000 |
| Securities held to maturity | 1,602,000 | 1,544,000 | 1,488,000 | 1,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,717,000 | 18,658,000 | 18,395,000 | 18,882,000 |
| Interest-bearing deposits | 17,079,000 | 16,014,000 | 15,694,000 | 15,894,000 |
| Noninterest-bearing deposits | 3,638,000 | 2,644,000 | 2,701,000 | 2,988,000 |
| Equity capital | 2,375,000 | 2,455,000 | 2,556,000 | 2,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 689,000 | 1,051,000 | 1,433,000 |
| Interest expense | 39,000 | 78,000 | 115,000 | 150,000 |
| Net interest income | 265,000 | 611,000 | 936,000 | 1,283,000 |
| Noninterest income | 114,000 | 240,000 | 345,000 | 446,000 |
| Noninterest expense | 308,000 | 602,000 | 924,000 | 1,270,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 66,000 | 240,000 | 343,000 | 441,000 |
| Income tax | -4,000 | -2,000 | 1,000 | 3,000 |
| Net income | 70,000 | 242,000 | 342,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,375,000 | 2,455,000 | 2,556,000 | 2,607,000 |
| Total capital | 2,562,000 | 2,664,000 | 2,788,000 | 2,825,000 |
| Risk-weighted assets | 15,277,000 | 16,763,000 | 18,538,000 | 17,838,000 |