Call reports 2006
NEW CENTURY BANK — 2006
What NEW CENTURY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,681,000 | 16,578,000 | 16,101,000 | 16,731,000 |
| Total loans | 9,279,000 | 9,521,000 | 9,376,000 | 10,957,000 |
| Allowance for loan losses | 285,000 | 284,000 | 277,000 | 257,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,141,000 | 5,611,000 | 5,310,000 | 4,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,125,000 | 14,077,000 | 14,246,000 | 13,944,000 |
| Interest-bearing deposits | 12,591,000 | 12,049,000 | 12,341,000 | 11,943,000 |
| Noninterest-bearing deposits | 2,534,000 | 2,028,000 | 1,906,000 | 2,001,000 |
| Equity capital | 1,348,000 | 1,566,000 | 1,641,000 | 1,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 767,000 | 1,154,000 | 1,612,000 |
| Interest expense | 85,000 | 180,000 | 271,000 | 365,000 |
| Net interest income | 183,000 | 587,000 | 883,000 | 1,247,000 |
| Noninterest income | 52,000 | 78,000 | 123,000 | 162,000 |
| Noninterest expense | 245,000 | 456,000 | 720,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | 209,000 | 286,000 | 364,000 |
| Income tax | 0 | 0 | 2,000 | 6,000 |
| Net income | -10,000 | 209,000 | 284,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,348,000 | 1,566,000 | 1,641,000 | 1,706,000 |
| Total capital | 1,482,000 | 1,699,000 | 1,771,000 | 1,826,000 |
| Risk-weighted assets | 10,542,000 | 10,708,000 | 10,261,000 | 11,675,000 |