Call reports 2001
NEW CENTURY BANK — 2001
What NEW CENTURY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,426,000 | 15,865,000 | 15,602,000 | 16,094,000 |
| Total loans | 10,746,000 | 10,283,000 | 10,139,000 | 9,083,000 |
| Allowance for loan losses | 203,000 | 181,000 | 156,000 | 153,000 |
| Securities available for sale | 1,678,000 | 1,432,000 | 1,949,000 | 2,194,000 |
| Securities held to maturity | 10,000 | 10,000 | 3,000 | 243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,419,000 | 13,859,000 | 13,564,000 | 14,057,000 |
| Interest-bearing deposits | 12,375,000 | 12,337,000 | 12,241,000 | 12,023,000 |
| Noninterest-bearing deposits | 2,044,000 | 1,522,000 | 1,323,000 | 2,034,000 |
| Equity capital | 1,882,000 | 1,886,000 | 1,921,000 | 1,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 602,000 | 886,000 | 1,156,000 |
| Interest expense | 164,000 | 309,000 | 440,000 | 555,000 |
| Net interest income | 153,000 | 293,000 | 446,000 | 601,000 |
| Noninterest income | 23,000 | 52,000 | 83,000 | 109,000 |
| Noninterest expense | 144,000 | 315,000 | 468,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 30,000 | 61,000 | 96,000 |
| Income tax | 10,000 | 10,000 | 21,000 | 35,000 |
| Net income | 22,000 | 20,000 | 40,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,834,000 | 1,837,000 | 1,860,000 | 1,880,000 |
| Total capital | 1,993,000 | 1,971,000 | 1,991,000 | 2,000,000 |
| Risk-weighted assets | 12,707,000 | 10,654,000 | 10,362,000 | 9,572,000 |