Call reports 2009
FIRST BANK, ROXTON, TEXAS, THE — 2009
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 18,695,000 | 19,257,000 |
| Total loans | 10,392,000 | 11,122,000 |
| Allowance for loan losses | 207,000 | 198,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 4,000,000 | 3,999,000 |
| Trading assets | 0 | 0 |
| Total deposits | 17,551,000 | 18,033,000 |
| Interest-bearing deposits | 14,440,000 | 14,333,000 |
| Noninterest-bearing deposits | 3,111,000 | 3,700,000 |
| Equity capital | 1,065,000 | 1,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 268,000 | 533,000 |
| Interest expense | 107,000 | 215,000 |
| Net interest income | 161,000 | 318,000 |
| Noninterest income | 44,000 | 91,000 |
| Noninterest expense | 224,000 | 435,000 |
| Provision for loan losses | 23,000 | 29,000 |
| Pretax income | -42,000 | -55,000 |
| Income tax | 0 | 0 |
| Net income | -42,000 | -55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 1,065,000 | 1,152,000 |
| Total capital | 1,194,000 | 1,292,000 |
| Risk-weighted assets | 10,295,000 | 11,129,000 |