Call reports 2008
FIRST BANK, ROXTON, TEXAS, THE — 2008
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,861,000 | 19,914,000 | 18,226,000 | 18,139,000 |
| Total loans | 11,897,000 | 10,956,000 | 10,826,000 | 10,338,000 |
| Allowance for loan losses | 190,000 | 142,000 | 130,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,021,000 | 4,005,000 | 3,003,000 | 4,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,373,000 | 18,477,000 | 16,932,000 | 16,924,000 |
| Interest-bearing deposits | 14,747,000 | 13,855,000 | 12,819,000 | 13,426,000 |
| Noninterest-bearing deposits | 3,626,000 | 4,622,000 | 4,113,000 | 3,498,000 |
| Equity capital | 1,395,000 | 1,343,000 | 1,199,000 | 1,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 734,000 | 1,056,000 | 1,341,000 |
| Interest expense | 137,000 | 262,000 | 374,000 | 491,000 |
| Net interest income | 256,000 | 472,000 | 682,000 | 850,000 |
| Noninterest income | 75,000 | 119,000 | 170,000 | 223,000 |
| Noninterest expense | 292,000 | 582,000 | 847,000 | 1,103,000 |
| Provision for loan losses | 93,000 | 115,000 | 255,000 | 312,000 |
| Pretax income | -54,000 | -106,000 | -250,000 | -342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -54,000 | -106,000 | -250,000 | -342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,395,000 | 1,343,000 | 1,199,000 | 1,107,000 |
| Total capital | 1,541,000 | 1,482,000 | 1,329,000 | 1,234,000 |
| Risk-weighted assets | 11,567,000 | 11,089,000 | 10,607,000 | 10,113,000 |