Call reports 2007
FIRST BANK, ROXTON, TEXAS, THE — 2007
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,175,000 | 21,668,000 | 21,644,000 | 21,216,000 |
| Total loans | 12,882,000 | 13,532,000 | 13,950,000 | 13,474,000 |
| Allowance for loan losses | 223,000 | 235,000 | 255,000 | 231,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,013,000 | 4,012,000 | 4,009,000 | 4,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,277,000 | 19,727,000 | 19,644,000 | 19,627,000 |
| Interest-bearing deposits | 15,092,000 | 15,579,000 | 15,982,000 | 15,595,000 |
| Noninterest-bearing deposits | 4,185,000 | 4,148,000 | 3,662,000 | 4,032,000 |
| Equity capital | 1,798,000 | 1,825,000 | 1,866,000 | 1,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 854,000 | 1,301,000 | 1,748,000 |
| Interest expense | 118,000 | 245,000 | 384,000 | 529,000 |
| Net interest income | 302,000 | 609,000 | 917,000 | 1,219,000 |
| Noninterest income | 75,000 | 157,000 | 261,000 | 324,000 |
| Noninterest expense | 242,000 | 492,000 | 735,000 | 1,055,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 262,000 |
| Pretax income | 105,000 | 214,000 | 353,000 | 226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 214,000 | 353,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,798,000 | 1,825,000 | 1,866,000 | 1,449,000 |
| Total capital | 1,957,000 | 1,990,000 | 2,035,000 | 1,612,000 |
| Risk-weighted assets | 12,688,000 | 13,155,000 | 13,405,000 | 12,937,000 |