Call reports 2003
FIRST BANK, ROXTON, TEXAS, THE — 2003
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,989,000 | 17,222,000 | 17,783,000 | 17,827,000 |
| Total loans | 10,075,000 | 10,666,000 | 10,626,000 | 10,639,000 |
| Allowance for loan losses | 209,000 | 204,000 | 219,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,023,000 | 3,017,000 | 1,513,000 | 3,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,236,000 | 15,468,000 | 16,031,000 | 16,073,000 |
| Interest-bearing deposits | 13,167,000 | 12,506,000 | 13,042,000 | 13,316,000 |
| Noninterest-bearing deposits | 3,069,000 | 2,962,000 | 2,989,000 | 2,757,000 |
| Equity capital | 1,703,000 | 1,702,000 | 1,691,000 | 1,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 589,000 | 875,000 | 1,163,000 |
| Interest expense | 80,000 | 158,000 | 232,000 | 301,000 |
| Net interest income | 211,000 | 431,000 | 643,000 | 862,000 |
| Noninterest income | 74,000 | 156,000 | 238,000 | 320,000 |
| Noninterest expense | 194,000 | 386,000 | 583,000 | 775,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 50,000 |
| Pretax income | 81,000 | 176,000 | 258,000 | 357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 176,000 | 258,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,703,000 | 1,702,000 | 1,691,000 | 1,705,000 |
| Total capital | 1,831,000 | 1,837,000 | 1,826,000 | 1,840,000 |
| Risk-weighted assets | 10,169,000 | 10,748,000 | 10,705,000 | 10,749,000 |