Call reports 2002
FIRST BANK, ROXTON, TEXAS, THE — 2002
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,209,000 | 18,271,000 | 17,831,000 | 17,416,000 |
| Total loans | 10,151,000 | 10,198,000 | 9,937,000 | 10,084,000 |
| Allowance for loan losses | 174,000 | 190,000 | 201,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,055,000 | 5,046,000 | 4,038,000 | 4,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,404,000 | 16,474,000 | 16,026,000 | 15,641,000 |
| Interest-bearing deposits | 13,891,000 | 13,591,000 | 13,206,000 | 13,119,000 |
| Noninterest-bearing deposits | 2,513,000 | 2,883,000 | 2,820,000 | 2,522,000 |
| Equity capital | 1,741,000 | 1,734,000 | 1,733,000 | 1,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 658,000 | 980,000 | 1,288,000 |
| Interest expense | 114,000 | 221,000 | 320,000 | 411,000 |
| Net interest income | 218,000 | 437,000 | 660,000 | 877,000 |
| Noninterest income | 68,000 | 140,000 | 223,000 | 302,000 |
| Noninterest expense | 184,000 | 375,000 | 565,000 | 751,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 87,000 | 172,000 | 273,000 | 368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 172,000 | 273,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,741,000 | 1,734,000 | 1,733,000 | 1,715,000 |
| Total capital | 1,877,000 | 1,871,000 | 1,866,000 | 1,848,000 |
| Risk-weighted assets | 10,851,000 | 10,919,000 | 10,564,000 | 10,533,000 |