Call reports 2001
FIRST BANK, ROXTON, TEXAS, THE — 2001
What FIRST BANK, ROXTON, TEXAS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,201,000 | 18,068,000 | 17,829,000 | 18,145,000 |
| Total loans | 10,061,000 | 10,255,000 | 10,125,000 | 10,443,000 |
| Allowance for loan losses | 184,000 | 188,000 | 190,000 | 170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,492,000 | 2,994,000 | 4,521,000 | 4,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,379,000 | 16,217,000 | 16,013,000 | 16,323,000 |
| Interest-bearing deposits | 13,986,000 | 13,642,000 | 13,603,000 | 13,690,000 |
| Noninterest-bearing deposits | 2,393,000 | 2,575,000 | 2,410,000 | 2,633,000 |
| Equity capital | 1,737,000 | 1,771,000 | 1,730,000 | 1,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 774,000 | 1,148,000 | 1,498,000 |
| Interest expense | 161,000 | 320,000 | 473,000 | 605,000 |
| Net interest income | 225,000 | 454,000 | 675,000 | 893,000 |
| Noninterest income | 61,000 | 130,000 | 194,000 | 266,000 |
| Noninterest expense | 185,000 | 358,000 | 552,000 | 728,000 |
| Provision for loan losses | 6,000 | 18,000 | 26,000 | 32,000 |
| Pretax income | 95,000 | 208,000 | 291,000 | 399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 208,000 | 291,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,737,000 | 1,771,000 | 1,730,000 | 1,748,000 |
| Total capital | 1,865,000 | 1,901,000 | 1,867,000 | 1,888,000 |
| Risk-weighted assets | 10,927,000 | 11,090,000 | 10,888,000 | 11,139,000 |