Call reports 2003
FIRST VIRGINIA BANK - HAMPTON ROADS — 2003
What FIRST VIRGINIA BANK - HAMPTON ROADS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 1,178,579,000 | 1,160,245,000 | 1,269,025,000 |
| Total loans | 653,472,000 | 644,187,000 | 603,162,000 |
| Allowance for loan losses | 7,254,000 | 7,131,000 | 6,696,000 |
| Securities available for sale | 90,443,000 | 10,950,000 | 118,159,000 |
| Securities held to maturity | 314,335,000 | 393,681,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 988,652,000 | 971,966,000 | 899,352,000 |
| Interest-bearing deposits | 758,971,000 | 741,176,000 | 686,474,000 |
| Noninterest-bearing deposits | 229,681,000 | 230,790,000 | 212,878,000 |
| Equity capital | 103,554,000 | 108,053,000 | 301,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 15,243,000 | 30,293,000 | 41,482,000 |
| Interest expense | 2,829,000 | 5,437,000 | 6,887,000 |
| Net interest income | 12,414,000 | 24,856,000 | 34,595,000 |
| Noninterest income | 4,143,000 | 8,880,000 | 12,882,000 |
| Noninterest expense | 10,675,000 | 20,995,000 | 31,971,000 |
| Provision for loan losses | -144,000 | -108,000 | -312,000 |
| Pretax income | 6,029,000 | 12,857,000 | 15,868,000 |
| Income tax | 2,005,000 | 4,098,000 | 5,114,000 |
| Net income | 4,024,000 | 8,759,000 | 10,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 73,151,000 | 78,037,000 | 102,198,000 |
| Total capital | 80,405,000 | 85,168,000 | 108,894,000 |
| Risk-weighted assets | 677,238,000 | 668,279,000 | 618,503,000 |