Call reports 2007
BRICKWELL COMMUNITY BANK — 2007
What BRICKWELL COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,767,000 | 64,633,000 | 77,472,000 | 73,023,000 |
| Total loans | 50,092,000 | 57,276,000 | 63,635,000 | 66,530,000 |
| Allowance for loan losses | 481,000 | 590,000 | 675,000 | 700,000 |
| Securities available for sale | 6,038,000 | 4,517,000 | 3,002,000 | 2,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,375,000 | 51,995,000 | 65,962,000 | 63,527,000 |
| Interest-bearing deposits | 39,714,000 | 46,949,000 | 59,597,000 | 57,378,000 |
| Noninterest-bearing deposits | 6,661,000 | 5,046,000 | 6,365,000 | 6,149,000 |
| Equity capital | 9,078,000 | 9,030,000 | 8,793,000 | 8,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,544,000 | 4,016,000 | 5,454,000 |
| Interest expense | 519,000 | 1,111,000 | 1,830,000 | 2,541,000 |
| Net interest income | 681,000 | 1,433,000 | 2,186,000 | 2,913,000 |
| Noninterest income | 15,000 | 68,000 | 81,000 | 101,000 |
| Noninterest expense | 725,000 | 1,475,000 | 2,206,000 | 2,867,000 |
| Provision for loan losses | 89,000 | 198,000 | 555,000 | 581,000 |
| Pretax income | -118,000 | -172,000 | -494,000 | -434,000 |
| Income tax | -27,000 | -40,000 | -115,000 | -101,000 |
| Net income | -91,000 | -132,000 | -379,000 | -333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,082,000 | 9,041,000 | 8,794,000 | 8,837,000 |
| Total capital | 9,563,000 | 9,631,000 | 9,469,000 | 9,537,000 |
| Risk-weighted assets | 53,701,000 | 61,669,000 | 68,681,000 | 71,308,000 |