Call reports 2026
CHARTER BANK — 2026
What CHARTER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 292,746,000 | 292,346,000 |
| Total loans | 175,937,000 | 167,523,000 |
| Allowance for loan losses | 3,293,000 | 3,412,000 |
| Securities available for sale | 106,647,000 | 113,964,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 265,939,000 | 265,192,000 |
| Interest-bearing deposits | 149,147,000 | 140,684,000 |
| Noninterest-bearing deposits | 116,792,000 | 124,508,000 |
| Equity capital | 22,736,000 | 24,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,882,000 | 9,634,000 |
| Interest expense | 949,000 | 1,848,000 |
| Net interest income | 3,933,000 | 7,786,000 |
| Noninterest income | 461,000 | 904,000 |
| Noninterest expense | 1,741,000 | 4,230,000 |
| Provision for loan losses | 900,000 | 1,125,000 |
| Pretax income | 1,753,000 | 3,335,000 |
| Income tax | 0 | 0 |
| Net income | 1,753,000 | 3,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,267,000 | 34,267,000 |
| Total capital | 36,801,000 | 36,726,000 |
| Risk-weighted assets | 201,807,000 | 195,571,000 |