Call reports 2024
CHARTER BANK — 2024
What CHARTER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 308,128,000 | 298,357,000 | 309,419,000 | 300,528,000 |
| Total loans | 183,827,000 | 185,094,000 | 191,214,000 | 189,838,000 |
| Allowance for loan losses | 2,740,000 | 2,738,000 | 2,605,000 | 2,599,000 |
| Securities available for sale | 101,955,000 | 101,115,000 | 104,411,000 | 101,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,081,000 | 253,902,000 | 260,984,000 | 245,789,000 |
| Interest-bearing deposits | 137,456,000 | 136,620,000 | 134,365,000 | 137,576,000 |
| Noninterest-bearing deposits | 119,625,000 | 117,282,000 | 126,619,000 | 108,213,000 |
| Equity capital | 22,062,000 | 20,968,000 | 24,143,000 | 20,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,162,000 | 10,398,000 | 15,798,000 | 21,097,000 |
| Interest expense | 1,185,000 | 2,409,000 | 3,652,000 | 4,792,000 |
| Net interest income | 3,977,000 | 7,989,000 | 12,146,000 | 16,305,000 |
| Noninterest income | 505,000 | 991,000 | 1,517,000 | 2,031,000 |
| Noninterest expense | 2,560,000 | 4,806,000 | 7,277,000 | 9,878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,922,000 | 4,174,000 | 6,382,000 | 8,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,922,000 | 4,174,000 | 6,382,000 | 8,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,257,000 | 34,257,000 | 34,258,000 | 34,260,000 |
| Total capital | 36,858,000 | 36,861,000 | 36,943,000 | 36,987,000 |
| Risk-weighted assets | 207,757,000 | 207,957,000 | 214,654,000 | 218,117,000 |
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