Call reports 2022
CHARTER BANK — 2022
What CHARTER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 314,209,000 | 316,057,000 | 305,473,000 | 347,761,000 |
| Total loans | 182,030,000 | 189,925,000 | 189,773,000 | 199,218,000 |
| Allowance for loan losses | 2,939,000 | 2,935,000 | 2,930,000 | 2,940,000 |
| Securities available for sale | 118,806,000 | 110,264,000 | 102,195,000 | 137,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,003,000 | 274,154,000 | 287,089,000 | 276,739,000 |
| Interest-bearing deposits | 130,053,000 | 142,875,000 | 135,018,000 | 133,174,000 |
| Noninterest-bearing deposits | 140,950,000 | 131,279,000 | 152,071,000 | 143,565,000 |
| Equity capital | 23,272,000 | 14,836,000 | 13,474,000 | 19,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,811,000 | 9,436,000 | 14,122,000 | 19,277,000 |
| Interest expense | 70,000 | 180,000 | 287,000 | 847,000 |
| Net interest income | 4,741,000 | 9,256,000 | 13,835,000 | 18,430,000 |
| Noninterest income | 498,000 | 993,000 | 1,511,000 | 2,013,000 |
| Noninterest expense | 2,499,000 | 5,036,000 | 7,344,000 | 8,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,939,000 | 5,413,000 | 7,990,000 | 11,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,939,000 | 5,413,000 | 7,990,000 | 11,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,135,000 | 30,137,000 | 31,267,000 | 34,256,000 |
| Total capital | 32,750,000 | 32,895,000 | 34,005,000 | 37,072,000 |
| Risk-weighted assets | 208,838,000 | 220,501,000 | 218,887,000 | 225,179,000 |