Call reports 2021
CHARTER BANK — 2021
What CHARTER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 351,768,000 | 342,504,000 | 332,446,000 | 341,014,000 |
| Total loans | 191,857,000 | 183,989,000 | 176,110,000 | 183,138,000 |
| Allowance for loan losses | 3,594,000 | 2,920,000 | 2,924,000 | 2,922,000 |
| Securities available for sale | 148,948,000 | 150,070,000 | 148,171,000 | 146,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,087,000 | 288,243,000 | 280,653,000 | 279,540,000 |
| Interest-bearing deposits | 142,952,000 | 138,502,000 | 138,444,000 | 139,664,000 |
| Noninterest-bearing deposits | 140,135,000 | 149,741,000 | 142,209,000 | 139,876,000 |
| Equity capital | 31,112,000 | 33,571,000 | 33,794,000 | 32,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 9,540,000 | 14,335,000 | 19,091,000 |
| Interest expense | 121,000 | 194,000 | 248,000 | 303,000 |
| Net interest income | 4,437,000 | 9,346,000 | 14,087,000 | 18,788,000 |
| Noninterest income | 457,000 | 947,000 | 1,474,000 | 2,002,000 |
| Noninterest expense | 2,358,000 | 5,685,000 | 8,280,000 | 11,070,000 |
| Provision for loan losses | 0 | -669,000 | -669,000 | -669,000 |
| Pretax income | 2,538,000 | 5,283,000 | 7,955,000 | 10,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,538,000 | 5,283,000 | 7,955,000 | 10,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,278,000 | 27,579,000 | 27,931,000 | 28,133,000 |
| Total capital | 29,622,000 | 29,952,000 | 30,310,000 | 30,722,000 |
| Risk-weighted assets | 186,279,000 | 189,255,000 | 189,744,000 | 206,780,000 |
Machine access — free, no API key
Every figure shown here about CHARTER BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.