Call reports 2020
CHARTER BANK — 2020
What CHARTER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 283,761,000 | 322,513,000 | 317,600,000 | 329,212,000 |
| Total loans | 169,806,000 | 183,122,000 | 175,916,000 | 175,460,000 |
| Allowance for loan losses | 3,207,000 | 3,405,000 | 3,501,000 | 3,598,000 |
| Securities available for sale | 101,109,000 | 113,815,000 | 134,539,000 | 140,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,292,000 | 283,835,000 | 277,763,000 | 270,064,000 |
| Interest-bearing deposits | 127,400,000 | 138,895,000 | 137,797,000 | 136,466,000 |
| Noninterest-bearing deposits | 104,892,000 | 144,940,000 | 139,966,000 | 133,598,000 |
| Equity capital | 31,899,000 | 33,768,000 | 33,722,000 | 34,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,809,000 | 9,378,000 | 13,813,000 | 18,381,000 |
| Interest expense | 323,000 | 526,000 | 680,000 | 814,000 |
| Net interest income | 4,486,000 | 8,852,000 | 13,133,000 | 17,567,000 |
| Noninterest income | 519,000 | 924,000 | 1,371,000 | 1,851,000 |
| Noninterest expense | 2,518,000 | 4,844,000 | 7,179,000 | 9,655,000 |
| Provision for loan losses | 400,000 | 600,000 | 700,000 | 800,000 |
| Pretax income | 2,244,000 | 4,489,000 | 6,782,000 | 9,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,244,000 | 4,489,000 | 6,782,000 | 9,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,673,000 | 26,673,000 | 26,875,000 | 27,176,000 |
| Total capital | 29,015,000 | 28,850,000 | 29,053,000 | 29,433,000 |
| Risk-weighted assets | 186,494,000 | 172,920,000 | 172,913,000 | 179,208,000 |
Machine access — free, no API key
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