Call reports 2017
CHARTER BANK — 2017
What CHARTER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 242,618,000 | 238,353,000 | 248,814,000 | 256,645,000 |
| Total loans | 129,253,000 | 123,269,000 | 126,315,000 | 137,967,000 |
| Allowance for loan losses | 2,378,000 | 2,677,000 | 2,769,000 | 2,204,000 |
| Securities available for sale | 99,557,000 | 101,962,000 | 102,700,000 | 109,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,989,000 | 198,677,000 | 215,215,000 | 219,035,000 |
| Interest-bearing deposits | 108,893,000 | 105,123,000 | 108,705,000 | 118,179,000 |
| Noninterest-bearing deposits | 93,096,000 | 93,554,000 | 106,510,000 | 100,856,000 |
| Equity capital | 26,176,000 | 28,674,000 | 28,788,000 | 28,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,361,000 | 10,985,000 | 14,801,000 |
| Interest expense | 118,000 | 227,000 | 329,000 | 422,000 |
| Net interest income | 3,557,000 | 7,134,000 | 10,656,000 | 14,379,000 |
| Noninterest income | 523,000 | 977,000 | 1,452,000 | 1,925,000 |
| Noninterest expense | 2,214,000 | 4,268,000 | 6,404,000 | 8,603,000 |
| Provision for loan losses | 300,000 | 600,000 | 700,000 | 200,000 |
| Pretax income | 1,874,000 | 3,556,000 | 5,317,000 | 7,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,874,000 | 3,556,000 | 5,317,000 | 7,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,176,000 | 23,574,000 | 23,937,000 | 25,478,000 |
| Total capital | 25,004,000 | 25,326,000 | 25,738,000 | 27,461,000 |
| Risk-weighted assets | 145,655,000 | 139,262,000 | 143,112,000 | 158,458,000 |