Call reports 2026
SOUTH STORY BANK & TRUST — 2026
What SOUTH STORY BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 607,348,000 | 623,907,000 |
| Total loans | 559,573,000 | 572,646,000 |
| Allowance for loan losses | 6,835,000 | 7,152,000 |
| Securities available for sale | 6,216,000 | 5,505,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 483,329,000 | 491,325,000 |
| Interest-bearing deposits | 434,792,000 | 440,022,000 |
| Noninterest-bearing deposits | 48,537,000 | 51,303,000 |
| Equity capital | 72,064,000 | 73,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,243,000 | 19,051,000 |
| Interest expense | 3,711,000 | 7,412,000 |
| Net interest income | 5,532,000 | 11,639,000 |
| Noninterest income | 398,000 | 862,000 |
| Noninterest expense | 4,455,000 | 9,134,000 |
| Provision for loan losses | 345,000 | 690,000 |
| Pretax income | 1,128,000 | 2,677,000 |
| Income tax | 283,000 | 675,000 |
| Net income | 845,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 64,746,000 | 65,902,000 |