Call reports 2001
SOUTH STORY BANK & TRUST — 2001
What SOUTH STORY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,796,000 | 42,539,000 | 43,428,000 | 47,268,000 |
| Total loans | 22,905,000 | 22,732,000 | 24,111,000 | 24,567,000 |
| Allowance for loan losses | 281,000 | 278,000 | 278,000 | 279,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,058,000 | 16,159,000 | 16,214,000 | 17,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,622,000 | 36,287,000 | 36,991,000 | 40,843,000 |
| Interest-bearing deposits | 32,669,000 | 32,410,000 | 32,988,000 | 36,424,000 |
| Noninterest-bearing deposits | 3,953,000 | 3,877,000 | 4,003,000 | 4,419,000 |
| Equity capital | 5,893,000 | 6,029,000 | 6,219,000 | 6,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,452,000 | 2,213,000 | 2,928,000 |
| Interest expense | 376,000 | 732,000 | 1,071,000 | 1,385,000 |
| Net interest income | 351,000 | 720,000 | 1,142,000 | 1,543,000 |
| Noninterest income | 44,000 | 92,000 | 139,000 | 185,000 |
| Noninterest expense | 209,000 | 430,000 | 650,000 | 908,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 11,000 |
| Pretax income | 186,000 | 371,000 | 620,000 | 809,000 |
| Income tax | 40,000 | 89,000 | 147,000 | 193,000 |
| Net income | 146,000 | 282,000 | 473,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,893,000 | 6,029,000 | 6,219,000 | 6,188,000 |
| Total capital | 6,455,000 | 6,307,000 | 6,497,000 | 6,467,000 |
| Risk-weighted assets | 27,724,000 | 28,467,000 | 29,799,000 | 31,083,000 |