Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 318,934,000 | 318,485,000 | 320,886,000 | 321,180,000 |
| Total loans | 198,729,000 | 201,086,000 | 196,529,000 | 189,811,000 |
| Allowance for loan losses | 2,649,000 | 2,769,000 | 2,813,000 | 2,813,000 |
| Securities available for sale | 23,703,000 | 24,426,000 | 25,948,000 | 25,667,000 |
| Securities held to maturity | 53,430,000 | 50,685,000 | 51,384,000 | 53,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,020,000 | 269,131,000 | 271,261,000 | 272,727,000 |
| Interest-bearing deposits | 249,779,000 | 247,569,000 | 248,119,000 | 251,775,000 |
| Noninterest-bearing deposits | 21,242,000 | 21,562,000 | 23,142,000 | 20,951,000 |
| Equity capital | 35,901,000 | 36,484,000 | 36,945,000 | 36,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,074,000 | 6,190,000 | 9,288,000 | 12,316,000 |
| Interest expense | 307,000 | 614,000 | 939,000 | 1,271,000 |
| Net interest income | 2,767,000 | 5,576,000 | 8,349,000 | 11,045,000 |
| Noninterest income | 323,000 | 738,000 | 1,102,000 | 1,418,000 |
| Noninterest expense | 2,132,000 | 4,327,000 | 6,516,000 | 8,157,000 |
| Provision for loan losses | 60,000 | 170,000 | 210,000 | 210,000 |
| Pretax income | 898,000 | 1,817,000 | 2,725,000 | 4,096,000 |
| Income tax | 270,000 | 548,000 | 821,000 | 1,494,000 |
| Net income | 628,000 | 1,269,000 | 1,904,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,372,000 | 35,811,000 | 36,312,000 | 36,404,000 |
| Total capital | 37,864,000 | 38,326,000 | 38,757,000 | 38,829,000 |
| Risk-weighted assets | 199,209,000 | 200,985,000 | 195,196,000 | 193,611,000 |