Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 329,020,000 | 325,980,000 | 327,032,000 | 322,578,000 |
| Total loans | 198,941,000 | 208,861,000 | 209,405,000 | 200,236,000 |
| Allowance for loan losses | 2,633,000 | 2,634,000 | 2,645,000 | 2,724,000 |
| Securities available for sale | 27,134,000 | 26,079,000 | 25,663,000 | 23,846,000 |
| Securities held to maturity | 57,646,000 | 57,566,000 | 55,612,000 | 53,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,903,000 | 280,938,000 | 279,086,000 | 274,652,000 |
| Interest-bearing deposits | 253,813,000 | 254,281,000 | 253,802,000 | 252,593,000 |
| Noninterest-bearing deposits | 29,090,000 | 26,658,000 | 25,285,000 | 22,059,000 |
| Equity capital | 33,654,000 | 33,917,000 | 34,825,000 | 35,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,182,000 | 6,404,000 | 9,705,000 | 12,882,000 |
| Interest expense | 309,000 | 615,000 | 923,000 | 1,233,000 |
| Net interest income | 2,873,000 | 5,789,000 | 8,782,000 | 11,649,000 |
| Noninterest income | 440,000 | 959,000 | 1,492,000 | 2,028,000 |
| Noninterest expense | 2,203,000 | 4,486,000 | 6,653,000 | 8,767,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 240,000 |
| Pretax income | 1,065,000 | 2,172,000 | 3,471,000 | 4,670,000 |
| Income tax | 324,000 | 663,000 | 1,067,000 | 1,438,000 |
| Net income | 741,000 | 1,509,000 | 2,404,000 | 3,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,031,000 | 33,505,000 | 34,307,000 | 34,857,000 |
| Total capital | 35,656,000 | 36,139,000 | 36,952,000 | 37,401,000 |
| Risk-weighted assets | 210,179,000 | 216,896,000 | 216,616,000 | 203,335,000 |