Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 313,068,000 | 308,379,000 | 307,077,000 | 313,861,000 |
| Total loans | 189,540,000 | 191,299,000 | 192,601,000 | 188,107,000 |
| Allowance for loan losses | 2,403,000 | 2,483,000 | 2,528,000 | 2,541,000 |
| Securities available for sale | 33,756,000 | 33,880,000 | 33,914,000 | 28,149,000 |
| Securities held to maturity | 43,547,000 | 41,221,000 | 39,833,000 | 49,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,769,000 | 261,793,000 | 262,407,000 | 266,505,000 |
| Interest-bearing deposits | 246,297,000 | 244,233,000 | 243,328,000 | 248,879,000 |
| Noninterest-bearing deposits | 16,472,000 | 17,560,000 | 19,079,000 | 17,626,000 |
| Equity capital | 31,803,000 | 31,814,000 | 32,220,000 | 32,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,377,000 | 9,617,000 | 12,825,000 |
| Interest expense | 499,000 | 958,000 | 1,362,000 | 1,735,000 |
| Net interest income | 2,693,000 | 5,419,000 | 8,255,000 | 11,090,000 |
| Noninterest income | 347,000 | 755,000 | 1,134,000 | 1,516,000 |
| Noninterest expense | 1,951,000 | 3,959,000 | 5,979,000 | 7,967,000 |
| Provision for loan losses | 120,000 | 230,000 | 265,000 | 285,000 |
| Pretax income | 969,000 | 1,985,000 | 3,145,000 | 4,354,000 |
| Income tax | 305,000 | 630,000 | 1,004,000 | 1,391,000 |
| Net income | 664,000 | 1,355,000 | 2,141,000 | 2,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,041,000 | 31,577,000 | 31,938,000 | 32,741,000 |
| Total capital | 33,444,000 | 34,060,000 | 34,466,000 | 35,282,000 |
| Risk-weighted assets | 218,892,000 | 220,609,000 | 217,822,000 | 215,270,000 |