Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 303,211,000 | 303,842,000 | 304,340,000 | 318,948,000 |
| Total loans | 173,028,000 | 183,802,000 | 188,753,000 | 191,453,000 |
| Allowance for loan losses | 2,588,000 | 2,628,000 | 2,645,000 | 2,720,000 |
| Securities available for sale | 38,114,000 | 37,503,000 | 34,008,000 | 30,421,000 |
| Securities held to maturity | 51,014,000 | 49,029,000 | 46,808,000 | 41,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,104,000 | 257,907,000 | 257,052,000 | 271,687,000 |
| Interest-bearing deposits | 239,855,000 | 239,495,000 | 239,557,000 | 251,946,000 |
| Noninterest-bearing deposits | 18,249,000 | 18,412,000 | 17,495,000 | 19,741,000 |
| Equity capital | 28,971,000 | 30,089,000 | 30,856,000 | 31,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,811,000 | 10,276,000 | 13,634,000 |
| Interest expense | 635,000 | 1,237,000 | 1,815,000 | 2,365,000 |
| Net interest income | 2,754,000 | 5,574,000 | 8,461,000 | 11,269,000 |
| Noninterest income | 277,000 | 582,000 | 982,000 | 1,361,000 |
| Noninterest expense | 1,810,000 | 3,633,000 | 5,463,000 | 7,390,000 |
| Provision for loan losses | 120,000 | 200,000 | 225,000 | 300,000 |
| Pretax income | 1,101,000 | 2,323,000 | 3,755,000 | 4,940,000 |
| Income tax | 334,000 | 702,000 | 1,165,000 | 1,531,000 |
| Net income | 767,000 | 1,621,000 | 2,590,000 | 3,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,279,000 | 29,058,000 | 29,831,000 | 30,509,000 |
| Total capital | 30,867,000 | 31,664,000 | 32,479,000 | 33,214,000 |
| Risk-weighted assets | 210,064,000 | 218,703,000 | 222,585,000 | 229,656,000 |