Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 274,665,000 | 271,804,000 | 279,183,000 | 286,523,000 |
| Total loans | 150,905,000 | 156,114,000 | 154,630,000 | 155,888,000 |
| Allowance for loan losses | 2,551,000 | 2,609,000 | 2,343,000 | 2,197,000 |
| Securities available for sale | 31,387,000 | 29,650,000 | 28,689,000 | 29,338,000 |
| Securities held to maturity | 53,211,000 | 50,198,000 | 47,080,000 | 50,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,231,000 | 228,321,000 | 233,556,000 | 241,489,000 |
| Interest-bearing deposits | 215,224,000 | 212,062,000 | 217,028,000 | 225,291,000 |
| Noninterest-bearing deposits | 14,007,000 | 16,259,000 | 16,528,000 | 16,198,000 |
| Equity capital | 24,598,000 | 25,002,000 | 25,434,000 | 25,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,376,000 | 9,642,000 | 12,865,000 |
| Interest expense | 1,135,000 | 2,220,000 | 3,265,000 | 4,174,000 |
| Net interest income | 2,021,000 | 4,156,000 | 6,377,000 | 8,691,000 |
| Noninterest income | 293,000 | 604,000 | 836,000 | 1,118,000 |
| Noninterest expense | 1,622,000 | 3,325,000 | 4,798,000 | 6,462,000 |
| Provision for loan losses | 120,000 | 240,000 | 240,000 | 280,000 |
| Pretax income | 572,000 | 1,195,000 | 2,175,000 | 3,067,000 |
| Income tax | 173,000 | 347,000 | 646,000 | 907,000 |
| Net income | 399,000 | 848,000 | 1,529,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,255,000 | 24,529,000 | 24,831,000 | 25,461,000 |
| Total capital | 26,471,000 | 26,750,000 | 27,028,000 | 27,654,000 |
| Risk-weighted assets | 176,914,000 | 177,280,000 | 175,640,000 | 175,421,000 |