Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 246,073,000 | 242,946,000 | 252,546,000 | 263,090,000 |
| Total loans | 153,861,000 | 156,443,000 | 153,662,000 | 151,929,000 |
| Allowance for loan losses | 2,290,000 | 2,362,000 | 2,387,000 | 2,460,000 |
| Securities available for sale | 14,884,000 | 16,351,000 | 19,943,000 | 27,260,000 |
| Securities held to maturity | 45,916,000 | 41,487,000 | 39,498,000 | 54,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,478,000 | 206,625,000 | 213,969,000 | 221,838,000 |
| Interest-bearing deposits | 191,852,000 | 190,678,000 | 200,420,000 | 206,543,000 |
| Noninterest-bearing deposits | 15,626,000 | 15,947,000 | 13,549,000 | 15,295,000 |
| Equity capital | 23,101,000 | 23,531,000 | 23,986,000 | 24,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,295,000 | 6,582,000 | 9,865,000 | 13,070,000 |
| Interest expense | 1,338,000 | 2,629,000 | 3,875,000 | 5,096,000 |
| Net interest income | 1,957,000 | 3,953,000 | 5,990,000 | 7,974,000 |
| Noninterest income | 264,000 | 657,000 | 1,056,000 | 1,354,000 |
| Noninterest expense | 1,340,000 | 2,978,000 | 4,479,000 | 6,046,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 450,000 |
| Pretax income | 806,000 | 1,482,000 | 2,292,000 | 2,832,000 |
| Income tax | 231,000 | 418,000 | 652,000 | 811,000 |
| Net income | 575,000 | 1,064,000 | 1,640,000 | 2,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,950,000 | 23,340,000 | 23,716,000 | 24,056,000 |
| Total capital | 25,096,000 | 25,498,000 | 25,868,000 | 26,215,000 |
| Risk-weighted assets | 171,540,000 | 172,427,000 | 171,911,000 | 172,415,000 |