Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,011,000 | 191,094,000 | 203,280,000 | 214,361,000 |
| Total loans | 120,397,000 | 123,197,000 | 124,958,000 | 129,796,000 |
| Allowance for loan losses | 1,153,000 | 1,280,000 | 1,390,000 | 1,494,000 |
| Securities available for sale | 14,525,000 | 12,443,000 | 12,731,000 | 17,616,000 |
| Securities held to maturity | 26,540,000 | 33,456,000 | 35,706,000 | 37,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,573,000 | 164,022,000 | 171,803,000 | 181,946,000 |
| Interest-bearing deposits | 145,415,000 | 150,606,000 | 159,759,000 | 168,606,000 |
| Noninterest-bearing deposits | 13,158,000 | 13,416,000 | 12,044,000 | 13,340,000 |
| Equity capital | 14,593,000 | 15,207,000 | 15,780,000 | 16,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,101,000 | 6,315,000 | 9,690,000 | 13,252,000 |
| Interest expense | 1,502,000 | 3,094,000 | 4,778,000 | 6,537,000 |
| Net interest income | 1,599,000 | 3,221,000 | 4,912,000 | 6,715,000 |
| Noninterest income | 321,000 | 709,000 | 1,124,000 | 1,441,000 |
| Noninterest expense | 1,112,000 | 2,165,000 | 3,287,000 | 4,568,000 |
| Provision for loan losses | 530,000 | 659,000 | 788,000 | 874,000 |
| Pretax income | 280,000 | 1,108,000 | 1,963,000 | 2,716,000 |
| Income tax | 136,000 | 281,000 | 481,000 | 789,000 |
| Net income | 144,000 | 827,000 | 1,482,000 | 1,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,658,000 | 15,340,000 | 15,813,000 | 16,208,000 |
| Total capital | 15,811,000 | 16,620,000 | 17,203,000 | 17,702,000 |
| Risk-weighted assets | 133,512,000 | 137,324,000 | 142,057,000 | 153,544,000 |