Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 156,759,000 | 157,593,000 | 167,136,000 | 182,123,000 |
| Total loans | 101,627,000 | 110,775,000 | 113,277,000 | 120,576,000 |
| Allowance for loan losses | 811,000 | 827,000 | 853,000 | 1,697,000 |
| Securities available for sale | 14,073,000 | 13,194,000 | 11,606,000 | 14,765,000 |
| Securities held to maturity | 19,845,000 | 19,705,000 | 22,002,000 | 25,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,968,000 | 132,041,000 | 142,885,000 | 156,398,000 |
| Interest-bearing deposits | 119,477,000 | 119,508,000 | 131,074,000 | 143,064,000 |
| Noninterest-bearing deposits | 12,491,000 | 12,533,000 | 11,811,000 | 13,334,000 |
| Equity capital | 12,434,000 | 12,831,000 | 13,250,000 | 13,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,631,000 | 7,332,000 | 10,242,000 |
| Interest expense | 835,000 | 1,887,000 | 3,145,000 | 4,608,000 |
| Net interest income | 1,305,000 | 2,744,000 | 4,187,000 | 5,634,000 |
| Noninterest income | 264,000 | 576,000 | 896,000 | 1,220,000 |
| Noninterest expense | 863,000 | 1,795,000 | 2,816,000 | 3,949,000 |
| Provision for loan losses | 45,000 | 95,000 | 285,000 | 2,135,000 |
| Pretax income | 661,000 | 1,430,000 | 1,982,000 | 770,000 |
| Income tax | 193,000 | 413,000 | 668,000 | 144,000 |
| Net income | 468,000 | 1,017,000 | 1,314,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,603,000 | 13,057,000 | 13,301,000 | 14,066,000 |
| Total capital | 13,414,000 | 13,884,000 | 14,154,000 | 15,719,000 |
| Risk-weighted assets | 110,626,000 | 119,966,000 | 127,125,000 | 132,163,000 |