Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,685,000 | 130,133,000 | 132,354,000 | 141,609,000 |
| Total loans | 79,425,000 | 86,137,000 | 86,858,000 | 92,251,000 |
| Allowance for loan losses | 671,000 | 672,000 | 739,000 | 796,000 |
| Securities available for sale | 18,855,000 | 17,804,000 | 16,349,000 | 14,859,000 |
| Securities held to maturity | 13,121,000 | 17,341,000 | 17,934,000 | 20,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,258,000 | 111,958,000 | 112,120,000 | 118,652,000 |
| Interest-bearing deposits | 100,236,000 | 101,851,000 | 99,675,000 | 107,588,000 |
| Noninterest-bearing deposits | 10,022,000 | 10,107,000 | 12,445,000 | 11,064,000 |
| Equity capital | 10,911,000 | 11,463,000 | 11,866,000 | 12,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,478,000 | 5,375,000 | 7,419,000 |
| Interest expense | 504,000 | 1,063,000 | 1,683,000 | 2,435,000 |
| Net interest income | 1,201,000 | 2,415,000 | 3,692,000 | 4,984,000 |
| Noninterest income | 242,000 | 569,000 | 871,000 | 1,133,000 |
| Noninterest expense | 896,000 | 1,790,000 | 2,698,000 | 3,683,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 502,000 | 1,104,000 | 1,730,000 | 2,254,000 |
| Income tax | 165,000 | 330,000 | 516,000 | 619,000 |
| Net income | 337,000 | 774,000 | 1,214,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,089,000 | 11,526,000 | 11,967,000 | 12,060,000 |
| Total capital | 11,760,000 | 12,198,000 | 12,706,000 | 12,856,000 |
| Risk-weighted assets | 84,647,000 | 94,930,000 | 94,574,000 | 99,980,000 |