Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 117,546,000 | 118,038,000 | 122,632,000 | 127,652,000 |
| Total loans | 70,399,000 | 77,530,000 | 80,972,000 | 82,623,000 |
| Allowance for loan losses | 475,000 | 499,000 | 562,000 | 645,000 |
| Securities available for sale | 26,005,000 | 21,976,000 | 20,842,000 | 19,822,000 |
| Securities held to maturity | 9,800,000 | 8,254,000 | 8,214,000 | 12,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,488,000 | 97,195,000 | 105,009,000 | 110,845,000 |
| Interest-bearing deposits | 87,463,000 | 87,768,000 | 94,645,000 | 98,554,000 |
| Noninterest-bearing deposits | 10,025,000 | 9,427,000 | 10,364,000 | 12,291,000 |
| Equity capital | 10,092,000 | 10,133,000 | 10,748,000 | 10,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,971,000 | 4,551,000 | 6,257,000 |
| Interest expense | 425,000 | 838,000 | 1,261,000 | 1,808,000 |
| Net interest income | 1,069,000 | 2,133,000 | 3,290,000 | 4,449,000 |
| Noninterest income | 234,000 | 487,000 | 781,000 | 1,075,000 |
| Noninterest expense | 751,000 | 1,546,000 | 2,430,000 | 3,392,000 |
| Provision for loan losses | 30,000 | 60,000 | 145,000 | 230,000 |
| Pretax income | 522,000 | 1,014,000 | 1,496,000 | 1,902,000 |
| Income tax | 140,000 | 275,000 | 415,000 | 591,000 |
| Net income | 382,000 | 739,000 | 1,081,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,023,000 | 10,380,000 | 10,722,000 | 10,952,000 |
| Total capital | 10,498,000 | 10,879,000 | 11,284,000 | 11,597,000 |
| Risk-weighted assets | 82,088,000 | 83,685,000 | 88,083,000 | 90,164,000 |