Call reports 2002
SECURITY STATE BANK — 2002
What SECURITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,445,000 | 103,498,000 | 109,438,000 | 115,262,000 |
| Total loans | 52,649,000 | 61,228,000 | 63,004,000 | 65,729,000 |
| Allowance for loan losses | 328,000 | 355,000 | 377,000 | 377,000 |
| Securities available for sale | 2,043,000 | 2,589,000 | 7,329,000 | 15,946,000 |
| Securities held to maturity | 36,150,000 | 32,542,000 | 29,676,000 | 25,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,247,000 | 85,441,000 | 90,814,000 | 94,729,000 |
| Interest-bearing deposits | 81,318,000 | 79,266,000 | 83,486,000 | 87,294,000 |
| Noninterest-bearing deposits | 5,929,000 | 6,175,000 | 7,328,000 | 7,435,000 |
| Equity capital | 7,854,000 | 8,109,000 | 8,438,000 | 8,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,189,000 | 4,874,000 | 6,514,000 |
| Interest expense | 741,000 | 1,434,000 | 2,098,000 | 2,778,000 |
| Net interest income | 859,000 | 1,755,000 | 2,776,000 | 3,736,000 |
| Noninterest income | 224,000 | 444,000 | 701,000 | 953,000 |
| Noninterest expense | 745,000 | 1,508,000 | 2,260,000 | 3,115,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 144,000 |
| Pretax income | 290,000 | 595,000 | 1,073,000 | 1,434,000 |
| Income tax | 87,000 | 174,000 | 317,000 | 420,000 |
| Net income | 203,000 | 421,000 | 756,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,875,000 | 8,095,000 | 8,430,000 | 8,628,000 |
| Total capital | 8,203,000 | 8,450,000 | 8,807,000 | 9,005,000 |
| Risk-weighted assets | 62,838,000 | 68,327,000 | 71,243,000 | 74,430,000 |