Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,640,000 | 95,100,000 | 101,985,000 | 103,446,000 |
| Total loans | 43,855,000 | 48,700,000 | 50,442,000 | 51,397,000 |
| Allowance for loan losses | 346,000 | 320,000 | 283,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,704,000 | 37,232,000 | 39,027,000 | 39,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,805,000 | 78,831,000 | 85,037,000 | 86,438,000 |
| Interest-bearing deposits | 68,384,000 | 73,026,000 | 78,367,000 | 79,275,000 |
| Noninterest-bearing deposits | 5,421,000 | 5,805,000 | 6,670,000 | 7,163,000 |
| Equity capital | 7,124,000 | 7,310,000 | 7,550,000 | 7,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,255,000 | 4,931,000 | 6,596,000 |
| Interest expense | 916,000 | 1,815,000 | 2,725,000 | 3,566,000 |
| Net interest income | 761,000 | 1,440,000 | 2,206,000 | 3,030,000 |
| Noninterest income | 102,000 | 337,000 | 586,000 | 810,000 |
| Noninterest expense | 640,000 | 1,287,000 | 1,966,000 | 2,684,000 |
| Provision for loan losses | 20,000 | 56,000 | 90,000 | 125,000 |
| Pretax income | 203,000 | 434,000 | 736,000 | 1,031,000 |
| Income tax | 53,000 | 98,000 | 160,000 | 274,000 |
| Net income | 150,000 | 336,000 | 576,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,310,000 | 7,550,000 | 7,671,000 |
| Total capital | 7,470,000 | 7,630,000 | 7,833,000 | 7,954,000 |
| Risk-weighted assets | 56,340,000 | 59,176,000 | 62,824,000 | 60,849,000 |